By Troy Ross, Williamson Insurance Agency
Answer: Every county in the state of Ohio can have different special provisions. Each grower should refer to the policy; special provisions your agent and the adjustor to make an informed decision on the best way to proceed.
For RP and YP policies, the final plant date for corn is June 5th. The policy contains a late plant period of 25 days after the final plant date. The late plant period starts June 6th and extends through June 30th.
To receive the full prevented planting payment for corn, the prevented corn acres must lay fallow and no subsequent crop can be planted. Complying with this will have no adverse affect on your production history (APH). If any crop is planted during the late plant period, the prevented planting claim is withdrawn/denied and no corn prevent plant payment will be made.
Soybeans can be planted after the late plant period for corn, starting July 1st. In this situation, the soybeans, if insured, would have a reduced guarantee of 1% per day after June 20th and the corn prevent plant payment will be reduced by 65%. In addition to the reduced payment, the producer’s corn APH will be reduced to 60% of that farms average for the year…so a farm that averages 150 bu will get 60% of the 150, or a 90 bu average plugged in for 2011. This 90 bu average will be a permanent part of the 10 year database.
Any volunteer or cover crop hayed, grazed or harvested prior to the end of the late plant period, no payment will be made for the prevented plant corn acres. Cover crops hayed, grazed, or harvested after the late plant period, but prior to November 1, the prevent plant payment on those corn acres will be reduced by 65%. Cover crops hayed, grazed or harvested after November 1 will receive 100% of the prevent plant payment.
Again, I would encourage all growers to communicate with their agent and verify the eligible cover crops in your area. Every operation is different and requires individual attention to determine the best option for that grower.