Prevented planting deadlines

Heavy rainfall, floods and cool temperatures across the Midwest have slowed planting this spring. For crop insurance, the final planting date for corn in Ohio is June 5. The final planting date for soybeans is June 20, according the the USDA’s Risk Management Agency (RMA).

Here are some basic guidelines for those unable to plant because of an insurable cause of loss by the final planting date. The RMA said the options include:

• Plant during the 25 day late planting period. There is a one percent reduction per day of yield guarantee.

• Not plant a crop and receive a prevented planting payment.

• After the late planting period ends, plant the acreage to another crop and receive a reduced prevented planting payment.

The most important thing to do if unable to plant the crop by the final planting date is contact a crop insurance agent to review your policy and options before you make a decision.

To qualify for a prevented planting payment, the affected acreage must be at least 20 acres or 20 percent of your crop acreage in the insured unit. Prevented planting is not available on group insurance policies (Group Risk Protection and Group Risk Income Protection).

Replant payments may also be available for land that was planted that does not have an adequate stand. Contact your insurance agent if you believe acreage should be replanted. Your insurance company must give you written permission to replant, abandon or destroy the crop.

Crop insurance is sold and delivered solely through private crop insurance agents. Contact a local crop insurance agent for more information about the program. A list of crop insurance agents is available at all USDA Service Centers or on the RMA web site at www.rma.usda.gov/tools/agents/.

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